• Mon - Fri / 08:00 - 17:30 |
  • 01903 20 50 30
  1. Smart Protect

Smart Insurance

SMART Protect Plus (Small Motor Accident Repair Technology) Insurance for your lease car.

The SMARTProtect Plus policy provides Small Motor Accident Repair Technology that will keep your lease vehicle in showroom condition, without compromising your no claims bonus. This concept will ensure bodywork remains in perfect condition free from chips, scuffs, minor dents and light scratches caused by everyday motoring.

During the lease of your car you will pick up door dents and scratches in supermarket car parks, or in an unknown street whilst parking. Not only are these damages chargeable on return of your lease car, they look unsightly on a brand new car you want to look its best all the time.

With SMART Protect Plus you can have your car repaired as and when it is damaged as many times as necessary up to a maximum claim limit of £3000 (Terms & Conditions apply)


What is SMART?

SMART stands for Small Motor Accident Repair Technology and is a policy designed to assist in maintaining the appearance of your vehicle as at the time of purchase.


Name of Insurer

The insurer is AmTrust Europe Limited registered office 10th Floor, Market Square House, St James’s Street, Nottingham, NG1 6FG. AmTrust Europe Limited is authorised and regulated by the Financial Conduct Authority. You can check this information on the FCA register by visiting www.fca.org.uk/register, or by contacting the FCA on 0800 111 6768.


Key Features and Benefits

Covers minor repair damage to your vehicle to a metal body panel not exceeding 15cm in diameter and where such panel has not been ripped, perforated or torn. Minor repair damage means chips (not exceeding 1.5 mm in diameter), minor dents and light scratches to your vehicle during the period of insurance caused by day to day motoring. The repair can be carried out at your home or work address.


What to do in the event of a claim

Telephone the claims line number of 0871 384 1168 Please have your policy type and number ready to quote, full details of the damage and confirmation that the damage is within the parameters of the policy template (15cm diameter). This will ensure that your enquiry will be dealt with promptly.